Whether you own a small business, are a sole proprietor, or are an individual, you might be eligible for affordable insurance in New York
Details About Insurance in New York
In 2000, the New York Legislature passed legislation in response to the Governor’s suggestion that uninsured New Yorkers and their families have access to comprehensive insurance coverage. The initiative is called Healthy NY. For more research click here.
With the aid of this programmed, small business owners (those who run establishments with 50 or less workers) can offer insurance in New York to their workers and their families. Additionally, employees and sole proprietors who are unable to acquire insurance through their employer because that employer does not provide insurance may do so directly through Health NY.
All HMOs in the state of New York provide a uniform health benefit package that is made accessible and cheap by NY State’s sponsorship. This lowers the cost for small businesses and uninsured workers.
For each section, there are specific qualifications for eligibility:
Small Business
The company must be based in New York
The company must have 50 or less qualified employees.
30% of employees must make no more than $34,000.
The company must not have offered employees group health insurance in the previous 12 months (with certain stipulations)
Participation of 50% of eligible employees, at least one of whom earns $34,000 or less. For more health tips visit our site ArticlesHubs.
Employer must pay 50% of the premium.
Employees who work 20 hours or more per week and make $34,000 or less must be provided with a plan by their employer.
Guidelines for individuals and sole proprietorships:
The person must be a resident of the state of New York.
must be employed now or during the last 12 months.
Health insurance is not provided by the employer
Have not had health insurance in the last 12 months
Medicare ineligible
Healthy NY Income Guidelines must be met by the yearly household income.
Please refer to our suggested sources for affordable insurance prices. These websites are also excellent resources for details on lower 48 states pricing and coverage. May you can see about The Complete Guide to Health Insurance Plan Selection .
